Advance on Inheritance
Acquiring an inheritance loan is quick, easy, and convenient. The probate process frequently results in a financial headache to people involved. The probate process can be complicated, costly, and time-consuming. Probate can take anywhere from three months to several years depending on the size of the estate, the existence of a valid will or not, the complexity of issues, and other circumstances. IFC probate loans seek to relieve any potential financial headaches during this lengthy period of time. Advances on inheritances help potential heirs pay bills, subsidize time taken off work, fund travel costs associated with a person’s death, etc. as the heirs await their probate inheritance. Our mission at IFC is to provide inheritance cash advances to probate heirs, regardless of credit status or income history to ensure we are helping those in need.
What are Inheritance Cash Advances?
Contrary to popular belief, inheritance cash advances are not loans, although they are commonly referred to as inheritance loans and probate loans. The key differences between loans and inheritance cash advances are that cash advance inheritances do not have an interest rate and do not require a monthly payment. Instead of lending you money, IFC takes an assignment of your future inheritance. In other words, IFC advances you inheritance money now in exchange for a set amount paid in the future. The set amount depends on several factors, for example the size of your inheritance, the complexity of the probate, whether or not real property is involved, and so on. The advance amount is paid back, directly from the estate, upon final distribution of the estate. The agreed upon amount is essentially set in stone, meaning no matter how long the probate takes, the amount IFC will be paid will remain the same. However, there is an exception. If the estate distribution occurs in less than a year, you may qualify for an early pay-off rebate. IFC probate inheritance advances are advantageous because if a potential heir gives true information on their application and honors the cash advance assignment agreement, the heir will have no personal liability for payment of the advance when the inheritance advance exceeds the estate distribution. In other words, if you get a cash advance, but your inheritance distribution does not cover the full advanced amount, you will not be personally liable for the difference.
As a result of an inheritance cash advance, you will get the benefit of having money now while you wait for the lengthy probate process to come to an end and for you to have access to your inheritance. While other people endure the financial headache the probate process can cause, you can experience the process and fund your participation in the process with an IFC cash inheritance advance. This will leave you financially worry-free. You won’t have to worry about your finances while the decedent’s estate goes through probate. Plus, you don’t have to worry about paying back the cash advance since it will be paid directly from your inheritance upon estate distribution.
How to Get a Beneficiary Loan from IFC
To get a beneficiary loan, start the funding process by applying for an inheritance advance now at no charge. You can read the Apply Now section of this site for more details on applying for a cash advance, complete an online application by clicking on the “Apply now! Get cash fast” button on the left, or call one of our funding officers at 1-800-944-2072. It’s that easy! There is no cost to apply. You can get cash in as little as 72 hours. There are no monthly payments. If you have no credit, it’s no problem. Applying is fast, easy, and secure.
In order to get the lowest possible quote, please call one of our Funding Officers toll free at 1-800-944-2072. |